{"id":24966,"date":"2024-08-22T08:09:37","date_gmt":"2024-08-22T12:09:37","guid":{"rendered":"https:\/\/www.pollara.com\/la-politique-des-taux-dinteret\/"},"modified":"2024-08-22T08:09:45","modified_gmt":"2024-08-22T12:09:45","slug":"la-politique-des-taux-dinteret","status":"publish","type":"post","link":"https:\/\/www.pollara.com\/fr-ca\/la-politique-des-taux-dinteret\/","title":{"rendered":"La politique des taux d\u2019int\u00e9r\u00eat"},"content":{"rendered":"\n

22 ao\u00fbt 2024 \u2014 Le nouveau rapport de Pollara Strategic Insights, \u00ab The Politics of Interest Rates \u00bb, analyse les donn\u00e9es d\u2019enqu\u00eate de plus de 9\u00a0500 Canadiens pour jeter un nouvel \u00e9clairage sur le clivage qui d\u00e9finit de plus en plus notre pays et notre politique : l\u2019accession \u00e0 la propri\u00e9t\u00e9. Le logement est syst\u00e9matiquement en t\u00eate des priorit\u00e9s des Canadiens, et cette \u00e9tude montre que non seulement les propri\u00e9taires pensent diff\u00e9remment des locataires, mais qu\u2019il existe un foss\u00e9 \u00e9norme entre les attitudes des propri\u00e9taires qui ont rembours\u00e9 leur pr\u00eat hypoth\u00e9caire et celles de ceux qui continuent \u00e0 effectuer des paiements mensuels. <\/p>\n\n

L’\u00e9tude de Pollara montre que les pressions sur le logement p\u00e8sent sur les locataires et que les taux d’int\u00e9r\u00eat p\u00e8sent sur les emprunteurs hypoth\u00e9caires. Alors que la majorit\u00e9 des propri\u00e9taires qui ne paient plus leurs emprunts hypoth\u00e9caires se sentent en s\u00e9curit\u00e9 financi\u00e8re ou en bonne voie, les emprunteurs hypoth\u00e9caires et les locataires ont l’impression de prendre du retard. <\/p>\n\n

De plus, les d\u00e9tenteurs de pr\u00eats hypoth\u00e9caires les plus expos\u00e9s aux taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s, comme ceux qui ont des pr\u00eats hypoth\u00e9caires \u00e0 taux variable, se sentent moins bien dans leur situation financi\u00e8re.<\/p>\n\n\n
Statut du logement<\/th> Avoir une opinion positive de ses finances<\/th> Avoir une opinion n\u00e9gative de ses finances<\/th><\/tr>\n
Hypoth\u00e8que rembours\u00e9e<\/td> \u00e0 66%<\/td> 33%<\/td><\/tr>\n
Avoir une hypoth\u00e8que<\/td> 40%<\/td> 56%<\/td><\/tr>\n
Taux variable<\/td> 35%<\/td> 64%<\/td><\/tr>\n
Taux fixe<\/td> 42%<\/td> 57%<\/td><\/tr>\n
Locataires<\/td> 31%<\/td> 67%<\/td><\/tr>\n<\/table>\n\n\n

L’\u00e9tude de Pollara montre \u00e9galement comment le statut hypoth\u00e9caire est devenu l’un des facteurs d\u00e9mographiques d\u00e9terminants de notre politique. Le soutien aux lib\u00e9raux est nettement plus faible parmi les propri\u00e9taires qui remboursent encore leur pr\u00eat hypoth\u00e9caire (21 %) que parmi ceux qui l’ont enti\u00e8rement rembours\u00e9 (28 %). Il diminue encore davantage parmi les propri\u00e9taires les plus touch\u00e9s par les taux d’int\u00e9r\u00eat \u00e9lev\u00e9s, comme ceux qui ont des pr\u00eats hypoth\u00e9caires \u00e0 taux variable (17 %), ceux qui ont renouvel\u00e9 leur pr\u00eat au cours de la derni\u00e8re ann\u00e9e (20 %) et ceux qui pr\u00e9voient de renouveler leur pr\u00eat au cours de la prochaine ann\u00e9e (18 %). <\/p>\n\n

Pour une analyse compl\u00e8te du logement et des profils, vous pouvez lire les d\u00e9tails complets du rapport ici<\/a> .<\/p>\n","protected":false},"excerpt":{"rendered":"

22 ao\u00fbt 2024 \u2014 Le nouveau rapport de Pollara Strategic Insights, \u00ab The Politics of Interest Rates \u00bb, analyse les donn\u00e9es d\u2019enqu\u00eate de plus de 9\u00a0500 Canadiens pour jeter un nouvel \u00e9clairage sur le clivage qui d\u00e9finit de plus en plus notre pays et notre politique : l\u2019accession \u00e0 la propri\u00e9t\u00e9. Le logement est syst\u00e9matiquement … <\/p>\n

Continuer la lecture de « La politique des taux d\u2019int\u00e9r\u00eat »<\/span><\/a><\/p>\n","protected":false},"author":23,"featured_media":24963,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[213,214],"tags":[],"class_list":["post-24966","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dernieres-informations","category-non-classe"],"yoast_head":"\nLa politique des taux d\u2019int\u00e9r\u00eat » Pollara Strategic Insights<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pollara.com\/fr-ca\/la-politique-des-taux-dinteret\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La politique 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